Bank statement abbreviations

ACH on a bank statement stands for Automated Clearing House, the US network behind direct deposits and automatic bill payments. Here's how to read it.

ATM on a bank statement means Automated Teller Machine. See how ATM withdrawals, deposits, and fees appear, including the two kinds of ATM fees.

CCD on a bank statement means Corporate Credit or Debit, an ACH code for business-to-business payments. Learn how it shows up and when to call your bank.

DDA on a bank statement means Demand Deposit Account, which usually means a checking account. Learn what DDA DEBIT and DDA TO DDA TRANSFER mean.

EFT on a bank statement means Electronic Funds Transfer, an umbrella term for electronic payments. See how EFTs appear and your rights to dispute errors.

NSF on a bank statement means Non-Sufficient Funds: a payment was returned because your balance was too low. Learn about NSF fees and what to do next.

POD on a bank statement usually means Payable on Death, a beneficiary designation in the account title. Learn what it means and what to do if you see it.

POS on a bank statement means Point of Sale, a debit card purchase at a merchant. Learn how POS charges appear and what to do if one looks wrong.

PPD on a bank statement means Prearranged Payment and Deposit, an ACH code for direct deposits and recurring bills you authorized in advance.

WEB on a bank statement marks an ACH payment you authorized online or in a mobile app. Learn how it appears and what to do if you don't recognize one.