QuickBooks Desktop bank feeds import Web Connect (.qbo) files, not CSV. If your bank only lets you download a CSV — or you need older transactions than its online banking offers — convert the CSV to QBO here and import it like a normal bank download.
We detect the date, description and amount columns automatically, including files with separate Debit and Credit columns and headerless exports such as Wells Fargo’s.
Import the QBO file into QuickBooks Desktop
- In QuickBooks Desktop, open File › Utilities › Import › Web Connect Files.
- Select the .qbo file you downloaded.
- Link it to an existing bank account or let QuickBooks create a new one.
- Review and accept the transactions in Bank Feeds.
Import it into QuickBooks Online
- In QuickBooks Online, go to Bank transactions and choose Upload transactions (or Link account › Upload from file).
- Pick the .qbo file and the QuickBooks account it belongs to.
- Review the imported transactions in the For review tab.
Questions
Is it free?
Yes for files with up to 20 transactions, plus 2 free PDF statements a day. For bigger files you can buy a pack of 10 conversions or go unlimited — see pricing.
Is my bank data uploaded anywhere?
CSV, Excel, QIF, OFX, QFX and QBO files are converted entirely in your browser and never leave your computer. PDFs have to be read on our server: we send the PDF to our AI provider, Anthropic, to pull out the transactions, return them to you and keep nothing — not the PDF, not the transactions.
Which bank CSV files work?
Any CSV with a date and either an Amount column or Debit/Credit columns: Chase, Bank of America, Wells Fargo, Citi, Capital One, credit unions and most others.
My credit card charges came out as deposits. How do I fix it?
Some card issuers export charges as positive numbers. Choose Credit card as the account type and tick Flip signs before downloading.
Will importing the same file twice create duplicates?
No. Every transaction gets a stable ID (FITID), so QuickBooks recognizes transactions it has already imported.